Debit Card Spending Limit Further to our Circular No. Branches are advised to follow the following accounting and operating procedures against our Shared ATM Card transactions:
Branch shall open a new account in General Ledger Styled “Cash
with ATM”. While loading cash in the ATM “Cash with ATM” account shall be
debited for the amount to be loaded and the voucher to be passed under joint
signatures of the Cash Custodians of the branch. An officer of the Branch who
will receive the amount of cash for loading in ATM shall sign the voucher
overleaf as token of receipt. Branches shall check or load cash in ATM between
9:30 a.m. and 10:00 a.m. After receiving the officer will load cash in ATM under
supervision and authority of the Joint Custodians of the Cash of the branch. At
least one of the Joint Custodians must be present while loading or checking the
ATM who will give a certificate on the back of the voucher that the cash is
loaded/checked in his presence.
Branch shall maintain an official record of each and every transaction
of loading in the ATM and the withdrawals found while checking.
The ETN (Electronic Transactions Network Ltd.) team shall
train responsible branch officials on handling/managing ATM and shall give
appropriate guidance and written instructions to be followed for
loading/unloading/checking/ managing ATMs.
On receipt of Statement of Transactions in ATM Blue Card account Head Office, Card Division shall forward the statement of transactions to the respective branch where the customer is maintaining ATM Card account. Branch shall immediately debit ATM Card account (link account number being mentioned in the statement) of the related party. While debiting the account branch shall carefully check that the respective ATM Card account is debited and not the savings or other deposit account of the party. It is to be noted that the amount to be utilized for withdrawals through ATM Card shall be segregated and kept in a separate account of the party named “ATM Card Account”.
Statement of transactions in Debit Card Spending Limit received from Head Office, Card Division has to be filed separately and preserved for record and Inspection by Head Office, Audit Division. In case of delay in remitting proceeds to Head Office the concerned branch must pay interest for the delayed period
How ATM Works? Introducing Automated Teller Machine
How ATM Works? Introducing Automated Teller Machine – We have the pleasure to inform that we have inaugurated the shared ATM Card operations along with eight other local private member banks under the technical support of Electronic Transaction Network (ETN) Dhaka. Our branches may now deliver the product to our valued customers. The salient features of the product are as follows: aaa
Feature of the product
What is ATM ?
The ATM Blue Card is a facility wherein customers can access and perform a transaction related to their corresponding Savings Account and Demand Deposits maintained with the bank from any Teller machine conveniently located at different places other important cities round the clock. At the moment our product will activate only as Off-line ATM Card as all our branches have not yet been automated for online banking facility.
What can a customer perform with ATM ?
Cash Withdrawal
Customer can easily withdraw cash from their account.
Minimum withdrawal amount in a day : Tk. 1,000.00
Maximum withdrawal amount in a day: Tk. 20,000.00
Maximum number of transactions in a day: 10
Maximum amount in single transaction: Tk. 5000.00
Account Balance Inquiry
Current and
available balance of Savings and Demand Deposit account can easily be inquired
through this facility. Since at the moment we are allowing only Debit Card
facility and until such time we can arrange online connectivity for our
branches a customer can also enquire about the status of the relative Card
account.
Utility/Bills Payments
Customers
shall be facilitated to pay-out their utilities to respective institution
(i.e,.DESA, BTTB, GrameenPhone etc.) through
the ATM Card by debiting their account
shortly. The customer here just needs to enroll for the facility.
Transaction Receipt Print-out
For every transaction processed, a receipt will be printed by the ATM Card machine for customer reference or file copy.Initially the ATM Card holder can only access his/her Savings Account and Demand Deposit account. In our case until our branches are connected online cardholders will have access only to the information on their respective card account which is separate from Savings/Demand Deposit account.A distinct card number shall be assigned for every ATM Cardholder.An ATM Card holder shall be assigned a Personal Identification Number (PIN) which shall be generated by Electronic Transaction Limited (ETN). The PIN is printed in a sealed PIN Mailer which has to be strictly confidential and can not be disclosed to any other person except the customer to whom the PIN Mailer shall be delivered in sealed cover. ATMs shall not allow Cardholders to input wrong PIN more than twice. The Card will be captured by ATMs in case Cardholders input wrong PIN for the third time. Issuance of ATM Card shall carry a charge of Tk. 88.00
Objective of the product
To reduce teller workload.To increase the accessibility of bank, utility and commercial establishments in terms of availability and convenience.To provide better customer service.To reduce cost of additional branch/booth and other facilities related to manual handling of the concerned transactions.Operational Procedure
Procedure for Card Issuance
Application Form Processing:Branch
shall obtain application forms from customers in prescribed format of ATM
accounts with all relevant columns & particulars duly filled-in and signed
on the specified space. In case of an existing customer of any branch having
Savings or other Demand Deposit accounts the branch can obtain an authority
from the customer to open an ATM/ Debit Card account for the party authorising
to transfer the certain amount of money from its existing Savings or Demand
deposit account to be blocked or segregated for utilisation by ATM Cards. But
in every case the branch shall get the
ATM Card application form duly signed by the customer.
In case of a new account applicant, the branch may approach the party to open a separate Savings Account or a Demand Deposit account with the branch. If the new applicant for ATM Card does not agree for a separate Savings or Demand Deposit account, an ATM card account shall be opened in the prescribed application form and treated as a regular entity without having Savings or Demand Deposit account for the party. In that case deposit for ATM card shall be obtained in that account against deposit slip either in cash or transfer from other bank. Branch shall realise a service charge for Tk. 1500/- for each ATM Card once in a year. Service charge for the 1st year shall be realised at the time of opening the account.After processing of the ATM Card application form of existing and new customers branch shall allot a new ATM Card number to the customers.Deposit so received/transferred from existing account shall be credited to that account.Branch shall realise annual charges for ATM Card service.
Account Number :
Name of the Account :
Address :
Present balance as on ________________ Tk. ____________
Activation
Procedure:Branch
shall hand over the Card and PIN Mailer to the respective customer and collect
an acknowledgement from the customer in due course. Branch shall
verify the signature on the acknowledgement and confirm immediately to
Head Office. After receipt of branch’s confirmation the respective ATM Card
shall be activated for transaction.
General Provisions
The facility may be availed by existing accountholders of Savings Account and/or Current Account with the branch.
A new customer may be granted this facility, provided either he/she opens a Savings or Current Account with the branch or, in case he does not want to open a separate account, opens a ATM Card A/c.
All ATM Card account applicants whether existing accountholders or new depositors is required to submit an ATM Card Application Form requesting to open an ATM Card Account. In case of an existing cardholder, an authority to open an ATM Card and transfer some specified amount to that account shall serve the purpose. He shall also agree to abide by all relevant rules/procedure of ATM Card by signing on the ATM Card application form.
Approval of application to open an ATM Card Account shall be based on Terms and Conditions stipulated on the ATM Card Application Form.
A monthly statement of account showing all month-to-date financial transactions shall be sent to the customers through the branch. Cut-off date of the statement is every 30th day of the current transaction month.
The following type of account holders shall not be allowed to open or convert their account to an ATM Card account
Corporations and Incorporated entities.
Partnership.
By and In-trust for Accounts.
Joint
accountholders shall be issued a separate type of ATM Cards bearing
different card
numbers and Personal Identification Number. ATM Cards shall
be subject to payment of charge separately.
Special Instructions:
ATM Card account shall be a non checking account. Branch can not issue cheque book in that account.
Cheque book can as usual be issued for other
existing accounts of the ATM Card customers like Savings or other Demand
Deposit account.
Balance in ATM Card account shall be used for
withdrawal through the card or for other transactions like payment of utility
bills, etc. In any case balance in the account can not be debited even at the
request of the customer
To establish a standard preventive maintenance procedure of Automatic Cap Sealing machine iii
Scope:To ensure safe and standard preventive maintenance procedure of Automatic Bottom Sealing machine to meet the required smooth operation in cephalosporin production area.
Responsibility: Engineering Personnel
Abbreviations and Definitions:None
Health and Safety Considerations:None
Procedure of Automatic Cap Sealing Machine
Inspection for voltage fluctuation
Proper earthing condition of machine
Inspection the supply pressure must be 4 kg/cm2
Check the any leakage of compressed air
Abnormal sound & any physical damage of turn table
Correct function of bottle placing & delivery to conveyor
Any physical damage of conveyor
Check the correct function of vibrator
Check the continuity of vibrator coil
Abnormal sound of bearing
Physical damage & tension of spring
Any physical damage of threading jaw
Free movement of threading jaw
Physical damage of sprocket teeth
Free movement & correct function of gear speed reducer
Correct function of safety switches
Correct function of proximity switches/sensors
Grease all seat bearings
Change the gear oil in gear box
Clean all moving parts and lubricated
After completion of maintenance record as per
Automatic Cap Sealing Machine Check points
Inspection for voltage fluctuation
Proper earthing condition of machine
Inspection the supply pressure must be 4 kg/cm2
Check the any leakage of compressed air
Abnormal sound & any physical damage of station
Correct function of bottle placing & delivery to conveyor
Correct function of conveyor & hand wheel
Any physical damage of conveyor
Check the correct function of vibrator
Check the continuity of vibrator coil
Abnormal sound of bearing
Physical damage & tension of spring
Any physical damage of threading jaw
Free movement of jaw
Physical damage of sprocket teeth
Free movement & correct function of gear speed reducer
What is Blister Sealing Machine? Trims Transportation
Depending on the savings on Blister Sealing Machine material, raw material consumption and waste generation are also reduced. In addition, a large amount of energy can be saved due to the transport of (less/lighter) packaging. Applicable to every company that purchases or sells packaged raw materials or products. An efficient packaging is also a cheaper one. If you can cut back on handling within your company, then you can also reduce your costs. This is also the case for the supplier.
Fully Automatic, Plate type, Variable speed, consists of
Foil : Forming-PVC,PVDC Coated PVC, Alu, PE laminated PVC etc
Thickness ;0.20mm—0,40mm
Reel Dia :Max.500mm
Core dia :70/76mm
Lid :Heat sealing lacquered Aluminium Foil
Blister Sealing Machine Thickness ;0.02mm
Reel Dia :Max.300mm
Core Dia :70/76mm
Capacity ;About 50 Stoke/min
Foil width :About 245-250mm(max)
Foil Advance :About 125mm(max)
Forming Area :About 240x123mm
Forming Depth :18mm and 35mm for combipack of Vial+Ampoule with special device
MOC-SS Contact Parts, Non contact Parts-Powder coated steel
01 complete set of Tools for PVC-ALU
Blister Sealing Machine Optional
Registration Mark
Channel feeder
SS exterior
Alu-Alu device
01 complete set of Tools for ALU-ALU blisterpack
Power Rating ;400V,3ph,50hz
Packaging used for transportation
The way products are packaged is often based on habits and not on analysis of the advantages and disadvantages, regarding both the quality and the environmental aspects. Considerations about packaging can result in savings on: fuel consumption, costs of packaging material and production of packaging material. Packaging of individual products and packaging used for transportation are two types, when supplying goods to clients. In addition, there is also the packaging on purchased goods from suppliers. Often, personnel spend a lot of time to remove packaging. Furthermore, the transport of packaging materails also costs money. Possibilities to consider in order to optimise packaging regarding transports are:
Reduction in material use:
• Avoid unnecessary packaging material, so that the load has less weight.
• Try to use less packaging material, for example via bulk packaging or refill packaging instead of packaging by piece. This reduces the weight of the load.
• Utilize multiple-use packaging, such as return crates, pallets and bottom sheets, so that different companies can easily exchange the packaging materials. Furthermore, ensure that the packaging material itself has to cover a shorter distance to reach its destination.
Reduction in volume:
• Work with standardised sizes, especially when you are able to combine transports.
• Use nestable packaging so they can be telescoped (packed inside of each other).
• Use collapsible packaging, especially when return packaging is used. Crates and pallets take far less space when they are returned incollapsed or folded form.
• Make sure that the packaging is strong enough to pile them during their transport and storage.
A number of tools are associated with the incidence of Machine Vibration. White finger (Raynaud’s phenomenon of Occupational Origin). The initial symptoms of this injury are a slight tingling or numbness in the fingers and this may pass unnoticed. Later the tips of one or more fingers most exposed to vibration suffer attacks of blanching (whiteness), the attacks being more frequent in cold weather and early in the morning. Attacks of VWF typically last about one hour, ending with a sudden rush of blood to the affected fingers and frequently considerable pain. If prolonged exposure to vibration continues, the fingers may take on a permanent blue-black appearance and, very rarely gangrene of a finger may occur.
These tools include pneumatic hammers and drills, chains saws, pedestal and hand-held portable grinders, Chipping hammers and concrete vibro – thickeners. Machine Vibration exposures from such tools may be reduced by the wearing of gloves, padded at suitable points with absorbent materials.
Certain tools for example chain saws, are available in an anti-vibration form, and design modifications of tools to reduce Machine Vibration level to be the only satisfactory way to combat VWF.
Noise:
Excessive noise is a hazard in the use of many power tools, particularly pneumatic. Noise should be reduced as far as possible, at the source. Compressors should be of the quit type or at least have sound reducing covers, which should closed when running. Suitable silencers should be fitted to tools, e, g., exhaust mufflers to concrete breakers. OSHA standards on the sound power level of airborne noise should be used. Where persons are exposed to a noise level exceeding 85 decibels, hearing protection must be provided and worn. Compressed air is delivered at high pressure. If it enters the body, it can rupture internal organs and cause death. Any form of horseplay is expressly forbidden under all circumstances.
